Des Moines Insurance Fraud Lawyers
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Des Moines Insurance Fraud criminal defense attorneys affiliated with Wise Laws represent clients accused of various insurance fraud offenses in Des Moines.
Des Moines Insurance fraud is a broad term that includes numerous acts the law considers illegal. All of them are related to stealing from Des Moines insurance companies. Insurance fraud is one of the most commonly prosecuted Des Moines white-collar crimes. Insurance fraud prosecutions and indictments in Des Moines have dramatically increased as the result of the recent changes in Des Moines legislation and general policy aimed at insurance fraud crackdown changes. Unfortunately, many individuals accused of insurance fraud in America are not even aware what it is they have done wrong.
Our affiliated Des Moines insurance fraud lawyers are highly experienced in defending Des Moines clients charged with insurance fraud related to Des Moines health insurance, auto insurance, Des Moines Medicaid fraud, unemployment benefits fraud, and welfare fraud.
So, what is fraud? In short, the state Penal Codes do differ, a fraudulent insurance act is intentional and deliberate submission of an insurance application to a Des Moines insurance carrier or its agents. Fraudulent means either submitting false information or concealing, for the purpose of misleading, information concerning any material fact.
There are several degrees of Des Moines Insurance fraud
A default generic insurance fraud charge is insurance fraud in the fifth degree, a class A misdemeanor that carries imprisonment up to one year. All subsequent degrees vary as following: if in addition to the generic act of Des Moines insurance fraud the person wrongfully obtains property with a value of more than $1,000, it is insurance fraud in the fourth degree is a class E felony with the potential imprisonment up to four years. $3,000 in illegal gain makes it insurance fraud in the third degree is a class D felony (up to seven years in prison). $50,000 in illegal gains means insurance fraud in the second degree is a class C felony (maximum 15 years of imprisonment), and, finally, stealing a million dollars will make one guilty of insurance fraud in the first degree, a class B felony (up to 25 years in prison).
A person who commits a fraudulent insurance act in Des Moines, and has been previously convicted within the preceding five years of any insurance fraud crime is automatically guilty of aggravated insurance fraud in the fourth degree - a class D felony. Des Moines Insurance fraud investigation normally takes time. Authorities rarely arrest people suspected of insurance fraud without a warrant and some preliminary investigation. When you first discover that you are the subject of an insurance fraud investigation, your actions at that point may determine the outcome of the case.